Modified 4×4 Insurance can protects your “fun” vehicles. This needs to be at least the second vehicle in your household. Policies are on a limited mileage basis but cover you for off roading, green laning and include your modifications. Policies can also become a multi vehicle policy protecting all your vehicles on one policy. From your everyday car, vans, commercial vehicle and your modified 4×4.
Modified 4×4 have surged in popularity and you can see them in most places nowadays.
As with your normal car cover, 4×4 Insurance offer the same 3 levels. For example,
- Third Party – This is the minimum level of cover that you should have. In summary it’s a legal requirement to have at least this cover. This will cover any costs to other vehicles. In other words it will pay for the costs of the other persons vehicle.
- Third-party, fire and theft – This type of cover would be similar to third party for yourself. However it would also cover you against the possibility of your 4×4 being stolen, or damaged by fire. In other words this wouldn’t protect your vehicle.
- Comprehensive – This is the highest level of protection available. This would cover against fire and theft. This would also cover the damages to your vehicle and the other persons vehicle in the scenario of a collision.
You could get in contact with us today and request a quote either by website or phone. Find out which cover would best suit your needs.