Classic Car Insurance provides you with cover to protect your vintage and collectable vehicles. Either individually or part of a multi-vehicle policy. If your car is older than 15 years old and worth more then £15,000, your car may be a Classic Car.
When discussing your cover, this can be based on an agreed value. Generally this comes as a limited mileage policy. Your cover can include modifications. If you are a member of a club you may be entitled to a discount.
Generally, to get a classic car policy it must be at least a second vehicle in the household. For this reason, policies tend to be cheaper than regular car insurance.
It is important that you agree a mileage cap with your insurer. If, however you believe you will exceed this, you may contact us to agree the extra mileage. Your insurance will depend on the amount you plan to use the vehicle and the type and age of the car.
Vehicles – Car Registration or Make, Model and Age.
Car Usage – Work or Pleasure. If your classic car is not on the road or is a second car, this may bring down your premium.
Additional Driver – Details of any other drivers.
Driving History – Accidents, Previous claims, and Convictions over the past five years.