152-154 Ewell Road, Dairy Courtyard, Surbiton KT6 6HE

Caravan Insurance

Caravan Insurance

The best policy to cover your caravan.

Complete Protection for Caravan

Caravan insurance can ensure your mobile home is covered whether it is stationary or on the move.

There are different types of Caravan and Motorhome cover. For example,

Touring Caravan. This kind of arrangement is for those that like to move around. Most policies cover fire, theft, vandalism and accidental damage. Some policies will also include contents cover.

Static Caravan. This kind of policy is for those that like to leave their caravan in one place. Most policies cover fire, theft, vandalism and accidental damage. Some policies will also include contents cover. However it is best to check with your insurer.

Motorhome. This kind of arrangement is for motorhome owners.

Do I need caravan insurance?

Legally you do not require a policy to cover your caravan. You may want to take out a policy to give you the financial protection. You may think, do I need a policy then? The answer is, it’s up to you. However an example to why you may take this policy out is as follows. For example you suffer an accident while driving along the motorway. You are towing your caravan. You may damage both vehicles. Your insurance will only cover your car and the other person involved in the crash, depending on the policy you have. In other words a specialist policy will give you a layer of protection.

What other benefits could caravan insurance offer me?

  • Could protect you if your caravan was stolen. For example, you may leave it at a caravan or campsite, it may be stolen at this time.
  • Someone might break into your caravan. You could lose possessions.
  • Damage to the inside of your caravan could occur. For example due to fire or a leak.
  • External damage to your caravan could also occur. Such as damage by a storm.
  • Your caravan could cause an injury to members of the public.

FAQ's

What type of caravan insurance do I need?
This depends on where the caravan is stored and it’s security arrangements, so the best thing to do is to give us a call us and we will advise.
What details do I need to provide to get a quote?
Personal Details – Name, Age and Profession.
Caravan Details – Make, Model and Age.
Contents – Details of what is stored within the Caravan.
Is caravan Insurance compulsory?
It is not compulsory however it is recommended. Car insurance can provide third party cover for your caravan whilst it is attached but this is not always the case so please check your policy.
Should I pay monthly or annually?
It is cheaper to pay for insurance annually. If paying monthly, we use an external company, Premium Credit, which pay the insurance and then charge you over a 10 month period adding on approximately 9% interest.

Image of a caravan to signal Caravan Insurance

Surrey Independent Advisers are authorised & regulated by the Financial Conduct Authority. Our FCA Register number is 228148. You can check this on the FCA’s Register by visiting the FCA’s website or by contacting the FCA on 0300 500 0597. | Terms of Business | Privacy Policy