Car Insurance

A policy to cover to cover all car needs

Car Insurance to suit you

Car insurance can protect your vehicle against possible damage costs associated with your car. Do I need this type of insurance? Yes, you will require a policy for your car to legally drive on the road. You will not need car insurance if your vehicle is declared off road (SORN) or you keep your vehicle on private property. You have different types of car insurance to consider.

For example, there are three types of car policy.

  • Third party
  • Third party, fire and theft
  • Fully comprehensive

What cover does Car Insurance give me?

Depending on what type of insurance you take out, depends on what types of cover you get. For example, the policy on your vehicle could contain cover for:

  • Injuries- You may suffer an injury due to an accident, or you may cause an injury to another person.
  • Damage- You may cause damage to your vehicle, or you may also cause damage to someone else’s vehicle.
  • Property- You may cause damage to property. For example your vehicle may strike someone else’s building.

Which type of policy do I need?

Third party only covers you for injury or damage that you may cause to other people. This is a legal requirement and is the minimum level of cover.

Third party, fire and theft is another policy you may look at. You may damage another vehicle and be liable. It can also provide protection if your car is stolen or damaged by fire.

Fully comprehensive provides the most complete cover. However, comprehensive insurance is not always the most expensive type of car insurance. Fully comp will cover you for third party fire and theft but also any damage caused to your car whilst driving. In addition, it can provide compensation for medial treatment, legal expenses and accidental damage.

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Why Insure With SIA?

Surrey Independent Advisers is an insurance broker located in Surbiton; we are a family run business that has over 25 years of experience. Over this time, we have built up a good reputation and have established long standing relationships with many of our clients.

We offer a full range of commercial and personal insurance services specifically designed to give our clients peace of mind. Our staff have the experience and the up-to-date facilities to enable us to search through the many insurance schemes on offer to find the best possible quotation to meet your insurance requirements.

We consider ourselves helpful and efficient and we strive to give the best service possible. It is our aim to provide our clients with the best insurance solutions.

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