American Classic Insurance cover from

American Classic Insurance

A policy to cover your American Classic.

Complete Protection for your American Classic

American car insurance provides cover for your American Classic Car. This may include variety of models. For example; Ford Mustang, Ford Thunderbird, Pontiac, Chevrolet Corvette, Dodge Viper Ford Model B, Dodge Challenger and Hudson Hornet.

You can protect your vintage and collectable vehicles, either individually or part of a multi-vehicle policy. Your cover can be on an agreed value, and it generally comes as a limited mileage policy. Cover can include modifications and if you are a member of a club, you may be entitled to a discount.

You’ll need to consider how you will use your American Classic when requesting a quote. Will you be hiring it out? Will you plan to take it to shows or races? You will also need to agree a value as to what the car is worth.

If you want to save money on your American Classic insurance, we recommend you:

Avoid making modifications to your vehicle because it will make repairing/ replacing the car more expensive.
Get an alarm or an immobiliser fitted. Therefore, increasing your security.
Put a limit on your mileage and stay within this because it will reduce the cost of the insurance.
Join a membership club because you may receive discounts.

Whatever your requirements, please give us a call. We have a specialist team with a wealth of knowledge. We are, therefore, confident we will find the right cover for your American Car.

FAQ's

Is car insurance compulsory?

It is a legal necessity to have car insurance unless you are keeping your vehicle on private land. If you are found without car insurance, you could be liable for a minimum of a £300 fine along with six penalty points.

What type of car insurance do I need?

We would advise taking out fully comprehensive car insurance. Third party insurance is perceived as being cheaper than fully comp because it provides less cover however this is rarely the case. Fully comprehensive car insurance is the most complete level of cover you can get for your car. It provides protection for accidental damage, fire, theft and any damage to third party property in the event of an accident. It can also cover injury claims.

What details do I need to provide to get a quote?

Personal Details – Name, Age and Profession.
Vehicles – Car Registration or Make, Model and Age.
Car Usage – Work or Pleasure. If your American classic car is not on the road or is a second car, this may bring down your premium.
Additional Driver – Details of any other drivers.
Driving History – Accidents, Previous claims, and Convictions over the past five years.
No claims (if applicable) – Proof from your current insurer of how many years without a claim.

Should I pay monthly or annually?

It is cheaper to pay for insurance annually. If paying monthly, we use an external company, Premium Credit, which pay the insurance and then charge you over a 10 month period adding on approximately 9.5% interest.

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